Wednesday, March 10, 2010

Spectacular Walk-Out Ranch! 1st Hole/Vista Ridge! Gorgeous Views! Shows Like a Model! Great Floor Plan! www.team-koz.com

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Spectacular Walk-Out Ranch! 1st Hole/Vista Ridge! Gorgeous Views! Shows Like a Model! Great Floor Plan! Spectacular Upgrades! Cherry Cabinets! Slab Granite Countertops! Brazilian Cherry Hardwood Flooring! Full Finished Walk-out Basment with 9' Ceilings! Office! Media/Recreation Room! Two Lower Level Guest Suites! Designer Carpet & Paint! Large Composite Deck Overlooking 1st and 18th Holes! Soaring Ceilings! 5 Bedrooms 4 Baths! Huge Master Suite with Golf Views! Incredible Master Bath with Huge Tub and Euroglass Shower! Oil Rubbed Bronze Hardware! Elegant Lighting Package! Entry Courtyard! 3-Car Garage! High Efficiency Furnace! Great Cul-de-Sac Location! Walk to Clubhouse, Community Center & Pool! Incredible Opportunity! WOW!

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Incredible Views of Downtown Denver & Mountains!

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Great Lot! Incredible Views of Downtown & Mountains! Huge Kitchen w/Upgraded Hickory Cabinets, Pull-out Drawers & Island! Double Ovens! Trash Compactor! Hardwood Floors! Soaring Ceilings! Huge Master Suite with Upper Deck! New Warm Paint! Central Vac! 9 Foot Ceilings! Fireplace with Tile Surround! Great Deck w/Full Walk-out Basement! Huge Loft Upstairs! 4th Bed/Main Floor Study with Full Bath! Water Softener! Great Yard! 3 Car Garage! WOW!

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Monday, March 8, 2010

Incredible Price! Slab Granite! Stainless Steel!

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Spectacular Home! Incredible Price! Gourmet Kitchen with Slab Granite Countertops! Stainless Steel Appliances! Gas Cooktop! Breakfast Bar! Updated! Ready to Move in! Huge Vaults! Finished Walk-out Basement with 3/4 Bath/Possible 4th Bed! Recreation Room and Room for Future Expansion! Hardwood Floors Throughout! New High Efficiency Furnace, A/C, H20! Deck with Motorized Awning! Flagstone Patio! Private Yard! WOW!

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Rare 2,638 Sq Ft Ranch! Updated & Gorgeous!

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Rare 2,538 Square Foot Ranch with Huge Yard! Across From Open Space! Updated & Gorgeous! Brand New Oil Rubbed Bronze Package! Spacious Kitchen with Corian Countertops! Huge Great Room & Separate Living Room with Two-Sided Fireplace! Warm, Rich Designer Paint! Open Floorplan with Vaulted Celings! 3 Bedrooms! 2 Full Baths! 3rd Bedroom/Office! Large Master Suite with New Oil Rubbed Bronze Fixtures, Lighting & Shower! Double Entry Doors! Great Yard with Nice Patio & Lots of Trees! Close to Parks, Trails & All Highlands Ranch Amenities! Great Opportunity!

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Updated! Incredible Gourmet Kitchen! Lone Tree!

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Updated! Great Location! Huge Gourmet Kitchen with Island! Newer Appliances! Dual Fuel Range! Silestone Countertops! Hardwood Floors! Updated Lighting Package! Private Yard with Mature Trees! 4 Bedrooms Upstairs! Huge Master Suite with Retreat! Large Master Bathroom with Oval Soaking Tub & Walk-in Closets! Large Secondary Bedrooms! Vaulted Ceilings! Designer Paint! Workbench and Tons of Storage in Basement! Concrete Tile Roof! Walk to Park! Close to Park Meadows, Light Rail & Bluffs Regional Park! New Cook Creek Pool & Water Park Close-by! WOW!

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Spectacular Old World Estate! Panoramic Views! Stunning

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: Spectacular Old World Estate! Stunning $400k Upgrade with Luxurious Amenities! Panoramic Views of The Front Range, City & Golf Course! Spectacular Views From Every Level! Set Back Against the 16th Fairway & Protected From Golf Balls! Soaring Two Story Entry with Cherry Spiral Staircase & Wrought Iron Railings! Fine Art Chandelier and Custom Stained Glass! Professionally Designed Gourmet Kitchen with Cherry Cabinets! Slab Granite Countertops! Wolf Double Ovens/Range! Sub-Zero Refrigerator! Miele Dishwasher! Stunning 9' Island! Huge Great Room with Floor to Ceiling Custom Cherry Millwork! Wall-to-Wall Windows! Large Built-in Entertainment & Media Center! See Through Fireplace! New Hardwood Floors & Luxurious Carpeting Throughout! Custom Window Treatments & 4" Plantation Shutters! Formal Living Room with Cast Stone Fireplace & Mantel! Formal Dining with Fine Arts Chandelier! Butlers Pantry! Large Wet Bar perfect for Entertaining! Main Floor Study with See Throu!
gh Fireplace, Access to Deck, & Custom Cherry Built-ins! Huge Master Bedroom with Retreat! Custom Built-ins! See Through Fireplace! Upper Deck with Incredible Views! Luxurious Master Bath with Slab Granite, Marble!, Wall-to-Wall Mirrors, Frameless Shower, Jetted Tub, Scottish Leaded Glass Windows, & Heated Granite Floor! Full Finished Basement with 2 Walk-Outs! Custom Wet Bar! Slab Granite Countertops! Sub-Zero Wine Fridge! Possible Wine Cellar Location! Secluded Guest Suite with Walk-Out and Full Bath! Large Recreation & Media Areas! Exercise Room! Mountain Views From Lower Level! Incredible Attention to Detail! Private Yard with Mature Trees! Professionally Landscaped with Perennial Flower Beds! Oversized 3 Car Garage with Storage Cabinets! Walk to Bluffs Regional Park, Lone Tree Rec Center, New Lone Tree Performing Arts Center, Sky Ridge Medical Center, Shopping & Restaurants! Appraised 2.1M!

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Upgraded Maple Cabinets! Hardwood Floors!

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The Best of Kentley Hills! Great Kitchen with Upgraded Maple Cabinets! Gorgeous Hardwood Flooring! 3 Bedrooms! 3 Baths! + Main Floor Study/Guest Bed! Large Master Suite with Vaulted Celings! Walk-in Closets! New Designer Paint! New Brushed Nickel Lighting Package! Family Room Fireplace! 2 Inch Wood Blinds! Huge Yard With Large Patio! Move-in Ready! Use of all the Highlands Ranch Recreation Centers & Amenities! Close to Trails, Parks & Shopping! Dont Miss!

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Spectacular Custom Estate! Incredible Views!

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One of A Kind Design By Biltmore Custom Homes! Panoramic Views of the Front Range & Golf Course! Stunning Estate With a Hint of French Provincial Charm! Spectacular Grounds With Approx 1.1 Acre Site! Backs To Designated Open Space & Sides to 15th Hole of Lone Tree Golf Course! Lush Gardens, Mature Trees, Pond & Waterfall! Incredible Outdoor Living Areas! Grand Entry with Marble & Rich Hardwood Flooring! Great Room With Soaring Ceilings & Built-in Entertainment Center! Whole House Audio! Plantation Shutters & Custom Window Treatments Throughout! Incredible Gourmet Kitchen with Custom Cherry Cabinetry, Slab Granite Countertops, Stainless Steel Appliances & Pull-out Shelving! Elegant Feel & Design! Stunning Architectural Detail, Arched Doorways, Extensive Custom Millwork & Crown Molding! Huge Master Suite with Retreat! Luxurious Master Bath with Cherry Cabinetry, Jetted Tub & Large Shower with Custom Glass! Oversized Secondary Bedrooms with Walk-in Closets! Large Formal D!
ining and Living Areas! Main Floor Study with French Doors & Custom Built-ins! Full Finished Walk-out Basement with Game Room, Media Area & Large Gym! Wet Bar with Wine Refrigerator, Monogram Ice Maker & Dishwasher! Custom Wine Cellar With Tasting Room! Large Guest Suite! Craft Room with Built-in Storage! Upper & Lower Decks with Spectacular Views & Dry B-Lo! Covered Patio with Fire Pit! Oversized 1,300 Square Foot 4 Car Side load Garage with Epoxy Coated Floor, Work Bench and Extra Storage! Half Circle Driveway with Stamped Concrete Border! High Efficiency Mechanicals & Central Vac! Exceptional Design & Quality! Meticulously Maintained! A Once in a Lifetime Opportunity to Own This Spectacular Custom Estate!

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Gorgeous Walk-out Ranch! Backs to Open Space!

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Gorgeous Walk-out Ranch! Backs to Open Space & Park! Gourmet Kitchen with Upgraded Cherry Cabinets! Slab Granite Countertops! Breakfast Bar & Nook! Upgraded Appliances! Stainless Steel Fridge! Finished Walk-out Basement with Guest Suite, Recreation Room & Tons of Storage! Low Maintenance Yard! Quiet & Serene Location! Huge Master Suite with Vaulted Ceilings, Walk-in Closet & Jetted Tub! 3 Bedrooms! 3 Baths! + Main Floor Study! Great Room with Huge Vaults! Hardwood Floors! Designer Paint & Carpet! Custom Hunter Douglas Window Treatments! Formal Dining! Warm Feel! Access to Highlands Ranch Recreation Centers & Amenities! A Spectacular Home! Great Neighborhood! Incredible Price!

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Absolute Perfection! Incredible Upgrades!

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Absolute Perfection! Brazilian Cherry Hardwood Floors! Incredible Gourmet Kitchen with Slab Granite & Stainless Steel! Plantation Shutters! Wrought Iron Railings! Elegant & Luxurious Master Suite! Oil Rubbed Bronze Fixtures! His & Hers Closets With Built-ins! Main Floor Study/4th Bedroom Possibility! Whole House Audio! Huge Trex Deck with Views of the Bluffs! Unbelievable Finished Garden Level Basement! Huge Bar with Stone Accents! Stone Fireplace! Rough Cut Granite Everywhere! Theater/Media Area & Rec Room! Lower Level Office with French Doors! Spectacular Guest Suite! Travertine! Onyx! Incredible Bath & Shower! High Efficiency Furnace! One of a Kind! Do Not Miss This Home!

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1/3 Acre Lot! Open Space! Reservoir! 4 Car Garage!

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Incredible Opportunity! Huge 1/3 Acre Lot! Backs to Open Space & Reservoir! Cherry Creek Schools! Gourmet Kitchen with Cherry Cabinets! Stainless Steel Appliances! Slab Silestone Countertops! Gorgeous Hardwood Floors! Designer Paint & Carpet! 4 Car Garage! Spectacluar Views of Open Space & Reservoir! 4 Bedrooms + Main Floor Study/5th Bedroom! Incredible Master Suite! Huge Trex Deck! Full Garden Level Basement! High Efficiency Furnace! Walk to Trails, Reservoir, Pool & Tennis! Immaculate Home with No Detail Overlooked! One of Best Lots in Neighborhood! $135K Below Replacement Cost! Don't Miss!

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Former Model! Updated & Gorgeous in Heritage Hills!

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Former Model! Updated & Gorgeous! The Best of Heritage Hills! Gourmet Kitchen with Large Island! Two Story Family Room & Living Room with Soaring Ceilings! Hardwood Floors! Whole House Audio! Huge Master Suite! Large Master Bath with Gorgeous Oil Rubbed Bronze Fixtures & Shower! Custom Finished Walk-Out Basement with Hardwood Floors Throughout! Media Area & Rec Room with Lighted Tray Ceiling! Main Floor Study with French Doors & Custom Built-ins! Brand New Oil Rubbed Bronze Package! Custom Window Treatments! Great Yard! Huge Trex Deck! Mature Trees! Walk to Pool & Clubhouse! Priority Open Enrollment at Lone Tree Elementary! Incredible Opportunity!

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Stunning Home! Backs to Open Space! Slab Granite!

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Absolutely Stunning Home & Location! Shows Like a Model! Incredible Gourmet Kitchen with Slab Granite Countertops! Stainless Steel Appliances! Huge Island with Designer Pot Rack! Backs To Open Space! Private Back Yard! Stamped Concrete Walk and Covered Patio! Spectacular Landscaping! Great Room with Soaring Ceilings! Upgraded Tile Floors Throughout! Designer Carpet & Paint! Custom Window Treatments! Gorgeous Master Suite with Vaulted Ceilings! 4 Beds + Loft + Main Flr Study! Full Basement with 10 Foot Ceilings! Gated Community! Incredible Home!

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Maintenance Free Living! Update & Gorgeous!

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Updated & Gorgeous! Quiet Cul-de-Sac Location! Low Maintenance Single Family Home With All of the Amenities! Never Cut Your Lawn or Shovel Again! Gourmet Kitchen! Stainless Steel Jenn-Air Appliances! Concrete Countertops! Plantation Shutters! Designer Carpet & Paint! Main Floor Study! Huge Master Suite! Oversized Secondary Bedroom w/Private Bath and Walk-in Closet (14 x 14)! Open & Bright Floor Plan! Over-Sized Garage With Storage! Great Yard with 1/4 Acre Lot! HOA Amenities Include Snow Removal, All Yard Landscape Maintenance, Lawn Watering, Sprinkler Maintenance, Mowing, Fertilization and Aeration. Adjacent to Highly Acclaimed Ridge at Castle Pines North Golf Course! Don't Miss Your Opportunity!

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Gorgeous! Granite! Travertine! Oil Rubbed Bronze!

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Absolutely Gorgeous Home! Warm, Rich Feel & Design! Incredible Gourmet Kitchen with Granite Countertops! Stainless Steel Fridge! Breakfast Bar & Huge Nook! Huge Family Room with Soaring Ceilings! Oil Rubbed Bronze Hardware! Travertine Floors! Custom Silk Window Treatments! Huge Master Suite with Vaulted Ceilings! Incredible Master Bath! Euroglass Shower w/Dual Heads! Custom Cabinetry! Designer Paint! Upgraded Lighting Package! Main Floor Study with French Doors!Huge Deck! Outdoor Fire Pit with Custom Flagstone! Spectacular Home! Walk to Bluffs Regional Park! Close to Shopping, Recreation, Parks & Trails! WOW!!

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Updated & Gorgeous! Carriage Club, Lone Tree!

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Gorgeous Home & Design! Great Location! Gourmet Kitchen w/Granite Countertops! Gas Cooktop! Huge Great Room with 20' Ceilings! Plantation Shutters! Hardwood Floors Throughout! Designer Carpet! Warm, Rich Custom Paint! Upgraded Lighting Package! Huge Master Suite! His & Hers Walk-in Closets! Marble Countertops! Tile Floors! Main Floor Study with French Doors! Full Finished Basement w/Recreation & Media Areas! Upper & Lower Guest Suites! Private Yard! Stamped Concrete! Covered Patio! Walk to Bluffs Regional Park! Close to Shopping, Parks, Trails, New Cook Creek Pool & Tennis Center! Don't Miss!

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Gorgeous Custom Home on Huge 1/3 Acre Lot! Hrdwd Flrs!

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Gorgeous Custom Home on 1/3 Acre! Huge Yard with Mature Trees! Tons of Privacy! Traditional Feel & Design! Hardwood Floors Throughout! Vaulted Ceilings! Great Kitchen with Zodiaq Countertops! Newer KitchenAid Appliances! New Lighting Package! Newer Carpet! 4 Bedrooms! 4 Baths! + Main Floor Study! Finished Basement! with Rec Room & Bedroom! Covered Patio! Stamped Concrete Walk! New Roof! Great Location! Walk to New Community Pool, Eagle Ridge Elementary, Library & Golf Course! Incredible Price!

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Incred Location! Walk to Light Rail! Granite Counters

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Incredible Location! Walk to Light Rail! Granite Countertops! Hardwood Floors! 1 Bed + Office! Underground Parking! Clubhouse! Pool! Fitness Center! Water, Trash, Sewer Included! Large Kitchen with Upgraded Cabinets! Upgraded Appliances! Gas Fireplace! Balcony with Views of Bluffs and Clubhouse/Pool! Minutes From Park Meadows! Denver Tech Center! Sky Ridge Medical Center! Great Restaurants! 25-Minutes to Downtown! WOW!

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Saturday, March 6, 2010

Denver Real Estate Market Update March 2010

So, How’s the Market, March, 2010
All real estate data taken from Metrolist, Inc, on March 6, 2010. Denver, Colorado.

“Future Real Estate Markets can be predicted by three factors: Inventory, Interest Rates and Job Stability.”

March 2010 inventory is showing seasonal growth, but still remains low compared to previous years. Inventory is at a 5 year low for March 2010. Inventory in March of 2010 has grown by 1784 units or 9.53% over February. This is higher than previous February to March inventory growths as the average growth is typically 2.87%.



An interesting factor is happening in upper end properties for the first time in 3 years. The inventory is shrinking. We predicted last year that upper end inventories would come down primarily due to homeowner’s ability to ride out the economic downturn and that is what is happening. Look at the chart to show February to March Inventory compared to February closing from $750,000 and above.



Here’s the sold data above $750,000 to show a slight increase in upper end properties selling in 2010 over 2009. Watch this trend, as we would predict a higher inventory of upper end priced properties to hit the market in the spring and summer of this year and a slight increase in upper end properties selling over the previous year. This does not indicate a full turnaround for upper end properties but a positive trend that should be watched to better predict the upper price range future.



• Single Family Homes priced above $750,000 make up 12.2% of total inventory which is higher than normal.
• Single Family Properties priced above $750,000 in the single family category that sold in February 2010 make up 2.7% of all sales in Denver.
• Inventories of single family homes in the 0-$250,000 make up 37.9% of the listing on the market for March.
• Properties priced from 0-$250,000 that sold in February 2010 made up 59.35% of all sales in the Denver area.
• Homes priced from $250,000 to $500,000 make up 38.35% of the sold inventory for March of 2010
• The sold data of homes closed in February 2010 priced between $250,000 and $500,000 represent 33.16% of single family homes sold.
• Single Family Homes constituted 78.37% of all February sales in the single family-condo markets in metro Denver.
• Condominiums priced from 0-$250,000 made up 84.55% of all the condo’s sold in February 2010.
• Condominiums priced above $750,000 represented 1.1% of all condo sales in February 2010.

Historically Low Interest Rates are Allowing Buyers to Buy in Today’s Market

• First Time Homes Buyers can receive up to $8000 Tax Credit when buying a home this spring.
• Move up homeowners can receive up to a $6500 Tax Credit when buying a home before April 30, 2010.

Rates as of March 6, 2010: What do these rates mean to buyers buying today?

Conventional Conforming Rates are loans that are less then $417,000. These loans may require a down payment of 5%, 10% to 20% in today’s market. A buyer may be able to obtain a 5% down payment in certain circumstances so long the underwriters are not considering the market as a “declining market”, but for the most part, on a conventional loan the buyer must have very solid credit and a strong down payment and most of Denver has not been considered a declining market.

Conventional Conforming 30 year fixed: 4.75%
Conventional Conforming 15 year fixed: 4.25% *(No Origination)
Conventional Conforming 5/1 ARM: 3.625%

Jumbo Financing is available in today’s market, which are loan amounts above $417,000. The buyer’s down payment and credit scores are more stringent than the conforming loans. A buyer is almost certainly needing to put 20% down or more and their past credit history must be stellar. However, if you look at the rate of 5.375%, this is historically low and on a $750,000 loan the payment for principle and interest would be $4,181 per month. Someone buying a 1 million dollar property today will be able to get a discount off of the price and finance the purchase with very attractive rates. 5/1 ARM is a loan type that is fixed for 5 years than adjusts to an index after the 5 year period. Adjustable rate loans may a an attractive loan for someone who will live in the home a shorter period of time than the adjustment.

Jumbo 30 year fixed: 5.375%
Jumbo 5/1 ARM: 4.750%

First time Home Buyers gravitate toward FHA financing for two reasons. 1. Lower down payments of 3.5% allows the buyer to get financed and 2. The qualifying ratios for this type of loan are higher than conventional allowing the buyer less income to buy a home. FHA loan limits for the Denver metro area counties are $406,250 and for Boulder County is $460,000. Look at the FHA 5/1 ARM as a very attractive rate for 5 years. The payment on $400,000 at 3.5% is $1791 dollars for principle and interest. There are additional costs with FHA loans, but these are very attractive loans for people purchasing below the $420,000 price range.

FHA / VA 30 year fixed: 5.00%
FHA / VA 5/1 ARM: 3.50%

Prime rate: 3.25%

Job Stability Creates Confidence for Buyers to Buy Properties

• National Unemployment is running at 9.7%.
• Metro Denver Unemployment is approximately 7.5% or more than 2% better than the national average.
• Denver has a resurgent energy industry with both renewable energy and hubs for coal, oil and gas which will expand in 2010 and 2011.
• Service sector jobs have been a large segment of Denver workforce in the past, which has decreased over the last three years. These jobs are construction, sales and retail.
• Health care is another emerging industry in the Denver metro area for the next two years.


Market Trends as of March 2010

• As inventory decreases in lower price points, prices will continue to rise in 2010 in Denver.
• Short Sales will increase as a selling alternative for homeowners and lenders vs. foreclosure.
• The Colorado Foreclosure Protection Hotline provides consumers with excellent FREE information on the foreclosure process. Colorado Foreclosure Prevention Hotline 1-877-601-HOPE www.coloradoforeclosurehotline.org
• Condominium sales are lagging behind single family homes and will not see the appreciation that entry level single family homes are experiencing.
• Interest rates will rise in the summer through the fall of 2010.
• Inventory in the upper price range will grow slightly from current levels in 2010.

What should buyers do in today’s market?
• Take advantage of the $6,500 dollar Tax Credit before April 30th contract deadline.
• There are tremendous properties above $750,000 looking for offers. This window will close in 12-18 months from now.
• Consider terms over price in some instances to move into your dream home.

What should sellers do in today’s market?
• Price your home to sell within 30-60 days. Get moved now before inventories increase and interest rates increase.
• Offer terms to attract to discriminating buyers.
• Know your competition before getting ready to sell. Utilizing an Experienced Broker is not Expensive, It’s Priceless in today’s market.